Retirement Watch Weekly
Bob’s Journal for 4/20/23
How to Predict the Consumer Price Index The 12-month change in the Consumer Price Index (CPI) is almost certain to be less than 4% in a few months. The issues are how close the CPI will get to the Fed’s target of 2% and how long it will stay there. Because the CPI’s 12-month rate […]
“Tax Changes are Coming… Are You Ready?” Conference Call
Welcome to my subscriber-only conference call: Tax Changes are Coming… Are You Ready? Click on the image below to listen to the conference call. Click Here Now to Learn More About the Lifetime Retirement Protection Program
“Tax Changes are Coming… Are You Ready?” Conference Call
Welcome to my subscriber-only conference call: Tax Changes are Coming… Are You Ready? Click on the image below to listen to the conference call. Click Here Now to Learn More About the Lifetime Retirement Protection Program
Big Stock Losses Don’t Always Mark a Good Time to Buy
Big Stock Losses Don’t Always Mark a Good Time to Buy Some bad stock advice that’s frequently repeated is to buy a stock because it’s down a lot from its peak. Something I’ve heard variations of many times is, “It’s down 70%. That makes it a good buy.” The data don’t support that argument. Stocks […]
Bob’s Journal for 4/6/23
Social Security Trust Fund Moves Closer to Depletion After last year’s annual report from the Trustees of Social Security and Medicare projected that the retirement trust fund would run out of money in 2034, I said it was too optimistic. The assumptions in the report didn’t seem realistic. It looks like I was right, since […]
Bob’s Journal for 3/30/23
Cash Management Makes a Comeback Years ago, both businesses and individuals focused on cash management. After years of being neglected because of low interest rates, cash management is making a comeback. Cash management is the practice of earning a decent yield on money, taking little or no risk, and maintaining liquidity by not locking the […]
Know the Truths and Half-Truths in Medicare Advice
One of the most important decisions for those 65 or older is the choice of Medicare coverage. The first big decision is whether to enroll in original Medicare or a Medicare Advantage plan. It is expected that in 2023, for the first time, half or more of Medicare beneficiaries will be enrolled in Advantage plans […]
Goldilocks vs. the Fed
A turn in the economy in early 2023 disrupted the plans of many investors and the Federal Reserve. As 2022 ended, investors were poised for inflation to hit the Fed’s 2% target without a recession and for the Fed to shift to an easy money policy by the second half of 2023. But the economy […]
