Retirement Watch Weekly
Bob’s Journal for 6/29/23
Five Overlooked, Underestimated Expenses That Can Derail Retirement Many people’s greatest retirement fear is running out of money, and they develop plans designed to make that unlikely. But those plans often overlook expenses that frequently are underestimated and can drain a nest egg over time. Most people are aware of the potential for significant medical […]
Bob’s Journal for 6/22
The Rise in Noneconomic Spending and What It Means to You We’re in an age when noneconomic spending by businesses and governments is increasing, and that will have significant economic consequences. For many years, businesses spent and invested primarily to reduce costs or increase productivity. Results of that were a productivity boom, rising profits and […]
Know the Differences Between Social Security Spousal and Survivor Benefits
Among the most confusing and important Social Security issues are the differences between spousal and survivor’s benefits. Not knowing the differences can cost you or your spouse thousands of dollars in lifetime benefits. The rules are so confusing that the Social Security Administration (SSA) often makes mistakes, as documented by its Inspector General. Though survivor’s […]
Bob’s Journal for 6/15/23
Don’t Overlook This Key Factor When Considering Retirement Relocation A long-neglected factor to consider when choosing a residence is becoming more and more important to those who relocate in retirement. Because too many people don’t consider that factor, it’s causing a lot of financial pain. The overlooked factor is homeowner’s insurance, something that most people […]
The End Game Approaches: Investment and Economic Review
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal for 6/8/23
The Stock Indexes Are Misleading Investors The S&P 500 is up 12.11% so far in 2023, but many investors didn’t earn those returns because only a few stocks contributed to the index’s gains. In the month of May, the S&P 500 had a 0.25% return. But the 10 largest stocks in the index had a […]
What First Quarter Earnings Reports Revealed About the Economy
Stock and bond markets are priced for an extremely optimistic outcome, but first-quarter earnings and recent economic data point to a different future. The futures markets indicate investors expect the Federal Reserve will expand the money supply and reduce interest rates rapidly starting this summer. Inflation is expected to retreat to the Fed’s 2% target […]
Know the Differences Between Social Security Spousal and Survivor Benefits
Among the most confusing and important Social Security issues are the differences between spousal and survivor’s benefits. Not knowing the differences can cost you or your spouse thousands of dollars in lifetime benefits. The rules are so confusing that the Social Security Administration (SSA) often makes mistakes, as documented by its Inspector General. Though survivor’s […]
