Retirement Spending
Found 157 Articles.
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Retirement Mistakes – Adult Children: Closing the Bank of Mom & Dad
Many people enter retirement with sufficient assets, but they run out of money during retirement. A major cause of the shortfall is providing too much help to the children and grandchildren, becoming the Bank of Mom & Dad. This article discusses the problem and gives some ways to avoid falling into this trap. Two-thirds of […]
Yellen Surprised by Inflation
Anyone who’s monitored Fed pronouncements the last few years knows that the central bank has significantly overestimated inflation. While others have said forces were in place to keep inflation below what it would be at this point in a traditional business cycle, the Fed disagreed. In this article, Chairman Janet Yellen acknowledges the Fed’s been […]
The Fight Against Senior Scams
Scams against seniors have been around for a long time, but efforts to combat them and protect seniors have been meager. That’s changed in the last few years. One act that accelerated protection for seniors was the Center for Disease Control declaring that financial abuse is a hazard to seniors. The CDC defined senior financial […]
How to Build a Firewall Against Financial Scams & Abuse: 5 Action Steps
Everyone knows it’s older Americans who are the most likely targets and victims of financial abuse and scams. But it’s not just older people who fall victim. The crooks look for vulnerable people. By the time you’re vulnerable, it’s often too late to create real protection. Take action now, so that in the future you […]
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High Inflation and Interest Rates on the Way? The Impact of an Aging Population
This paper argues that the low global inflation since the early 1980s is partly due to demographic changes. In particular, a growing global labor market kept a ceiling on wages, which kept a ceiling on prices. It also increased productivity. Those trend of a growing global labor market is reversing. Therefore, over the next few […]
Planning Your Spending Strategy
The spending strategy is one of the most import and yet overlooked parts of a retirement plan. The spending strategy — also called a distribution, drawdown, or withdrawal strategy — reduces the risk of running out of money during retirement by setting the maximum amount you should spend from the nest egg each year. I’ve […]
Affluent Retirees Scared to Spend During Retirement
America’s affluent retirees are sitting on piles of cash that they don’t want to spend. A new survey points out that many people who are in their 80s today have more wealth than they did in their 60s and 70s, and that’s because they steadily reduce their spending each year. Further probing found that the […]
Profiling Scam Victims: Who’s in Jeopardy?
Anyone can be caught in a financial scam, but some people are in greater peril than others. Importantly, the most vulnerable are not who most people would expect, especially the potential targets. A clear profile of the most likely financial fraud victims emerges from research over the last few years, including two recent projects conducted […]
