Retirement Spending
Found 157 Articles.
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Best Way To Stop ID Theft
Identity theft cases doubled from 2001 to 2002. A report from the Federal Trade Commission revealed that ID theft complaints to the government rose from 86,000 to 162,000, and for the third year ID theft was the most reported type of fraud. The government believes most thefts go unreported and that about 700,000 ID thefts […]
Easy Ways to Cut Costs and Boost Wealth
It is not as easy to increase wealth through investing as it was a few years ago. To boost wealth, investment returns have to be supplemented with cost cutting. Many firms are making this more difficult by increasing prices and various fees. Here’s my quick review of the best ways many of you can increase […]
Warning: Viatical Settlement
Interest rates are at their lowest levels in 40 years. Yields are too low for many people to meet their goals. That sends them in search of higher yields, and that attracts the scam artists. One spreading scam involves something known as a “Viatical Settlement.” The viatical settlement is a legitimate arrangement, but many of […]
Protecting Against ID Theft
Identity theft will be the crime of the millennium. It dominated the news recently when three credit card company employees were arrested for selling the data of 30,000 customers for $100 each. Fraud is perhaps the most common crime, and ID theft is another form of fraud. ID theft is growing rapidly, however, and soon […]
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How Social Security Can Help Your Spouse
A key issue everyone faces is when to begin Social Security benefits. One aspect of this decision that is easy to overlook is how the choice could affect a spouse’s lifetime income. We’ve discussed when to begin Social Security benefits in past visits, most recently in the May 2002 issue (available in the Archive of […]
How To Ensure Your Wealth Lasts During Retirement
How long will your nest egg last? Everyone who considers retirement asks that question. The question is more important as the bear market stretches on and the government confirms that life expectancy continue to increase. Long lives and an extended bear market highlight a shortcoming in many retirement plans. The traditional retirement plan assumes an […]
How to Get The Best Deal on a Car
Car buying has changed dramatically. Not long ago, the route to a good deal on a car was simple. Find the manufacturer’s invoice price of a new car and offer enough above that to give the dealer a reasonable profit. For a better deal, wait to buy during the traditional sale season from November through […]
How to Save Money with Prescription Plans?
Prescription drugs are more numerous and more important to health care. Unfortunately, buying them is getting more confusing. Unlike the early days of Medicare, today drugs are the prime treatment for many diseases and conditions. Often, diseases are treated or controlled by taking medication for life. Drugs are a big reason why, despite an older […]
