Bob Carlson offers his expert opinion on where to invest your money so that you can get through retirement safely and securely
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July 27, 2012 04:30 p.m. Your Retirement Finance Week in Review There’s been a lot happening in the markets and economy, and more will happen the rest of the summer. This fall will be especially eventful with elections, more deadlines in Europe, and the need for legislation to avoid the “fiscal cliff” in the U.S. […]
I often encounter people who expect my investment advice should focus on at least one of two things: identifying the investments that will earn the highest returns in the next short-term, and forecasting the returns of different investments, but especially the stock indexes. Instead, I focus on risk management. The returns will take care of […]
I’ve pointed out from time to time that ETFs, especially leveraged ETFs, don’t work the way many investors expect or think they will. Another example of that is the performance of some leveraged natural gas ETFs from Direxion. With index funds, investors generally are used to the idea that their returns won’t exactly match an […]
One of our enduring themes at Retirement Watch is that investors need to manage risks and they’ll earn higher return long-term if they take lower risks. The academic world finally is catching up with this thinking, and it’s moving fairly rapidly into the professional investment world. Take a look at this paper from GMO, a […]
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Exchange-traded funds are perhaps the fastest-growing investment innovation ever. Assets rolled into them in recent years, and there were some forecasts for a while that they would wipe out traditional mutual funds and other forms of investing. That’s not likely to happen. While ETFs have many good features, there are some negative features and potential […]
June 29, 2012 04:30 p.m. Your Retirement Finance Week in Review European leaders delivered a pleasant surprise to the financial world by agreeing to a couple of things at their latest summit. But don’t get too excited by the developments. Afterwards the leaders didn’t seem to agree on what they’d done, and the developments still […]
For the last few years a number of analysts urged income-seeking investors to buy high-yielding stocks instead of different types of bonds. I haven’t done that, because there’s a risk-return trade off that’s ignored in this advice. The trade off became obvious last Friday when JPMorgan announced a large hedging loss and its stock declined […]
A plurality of Americans believe gold is today’s safest investment, and by a surprisingly wide margin, according to a Gallup poll. This is the second consecutive year the poll had this result, though the number in favor of gold declined from 34% to 28%. The poll leaves a lot of questions unanswered. How do Americans […]
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