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Retirement Investing

Bob Carlson offers his expert opinion on where to invest your money so that you can get through retirement safely and securely

Found 897 Articles.
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Happy Thanksgiving 2017

November 22, 2017

Happy Thanksgiving 2017 I prepared this week’s Bob’s Journal early and in a different format because of the Thanksgiving holiday. Next week, I’ll be back to our regular journal entry. Once again, this has been a year of surprises, but none of them derailed the economy or the stock markets. One year ago, many analysts […]

Is Home Buying Investing?

November 20, 2017

I’ve long argued that people should view their homes as consumer goods, not as investments. If you make money on your home, that’s great. But most people don’t, especially after factoring in inflation and the costs of home ownership. This article points to a study that reaches the same conclusion. The authors say that home […]

The Risks of Using Investment Algorithms

November 17, 2017

The latest trend is to use algorithms to make as many decisions as possible. This article discusses the downsides of this approach, using Ray Dalio and Bridgewater Associates as examples. The article says algorithms aren’t as scientific and bias-free as their proponents would have use believe. I saw the ease with which seemingly pure data […]

The Markets Since the Election

November 16, 2017

Last week marked the first year since the presidential election, so let’s look at what markets have done since Election Day. Of course, you know that U.S. stock indexes are sharply higher than a year ago. The major indexes each returned more than 20%, but the increase isn’t across the board for all indices. The […]

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Inside the Confidence Numbers

November 9, 2017

Consumer confidence and sentiment are extremely positive. Let’s take a look behind the headline numbers. If you’ve been following these reports regularly, you’ve seen the steady increases in Consumer Sentiment, as reported by the University of Michigan and Consumer Confidence as reported by The Conference Board. While both numbers have increased, the Consumer Confidence numbers […]

The Dow vs. the Rest of the Market

November 2, 2017

The Dow Jones Industrial Average (DJIA) quietly shot past all the other benchmarks in October, and no one expected that. The DJIA is the benchmark most quoted by the media, but it takes a lot of abuse from academics and financial professionals. The DJIA reflects the limits of technology at the time it was created […]

International Markets Still Set the Pace

October 26, 2017

U.S. stocks beat most international markets recently, but non-U.S. stocks are likely to resume the outperformance they delivered for most of the last 18 months. U.S. stock indexes have been setting record highs all year and are on pace to establish a record for most new highs recorded in a calendar year. The S&P 500 […]

A Primer on Investing in Cryptocurrencies

October 24, 2017

Bitcoin is making a lot of headlines, primarily because it is up more than 6000% in 2017. But it’s also making headlines because some prominent people, such as Jamie Dimon of J.P. Morgan Chase are critical of it and other cryptocurrencies. This article makes some comments in favor of cryptocurrencies with some details about how […]

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