Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options
Found 325 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.
Changes are scheduled for Medicare. Some of them are small, but some of them could significantly affect your out-of-pocket medical spending. In the latest Retirement Watch Spotlight Series, I review the coming changes and others that are proposed. I discuss the changes made by the recent Inflation Reduction Act. I also analyze recent reforms implemented […]

Some of the greatest fears about retirement concern long term care (LTC). Many people worry the need for long term care will deplete their retirement nest eggs and reduce or eliminate the legacy left for loved ones. Though they worry about long term care, many people don’t want to talk about it, much less plan […]
Some of the greatest fears about retirement concern long- term care (LTC). Many people worry the need for LTC will deplete their nest eggs and reduce or eliminate the leg- acy left for loved ones. Though they worry about LTC, many people don’t want to talk about it, much less plan for it. One of […]

As an individual ages, a decision must be made about whether or not to buy Long-Term Care Insurance (LTCI). Long-term care is the provision of personal services and medical care to someone who is cognitively impaired or can’t perform two or more of the six Activities of Daily Living (ADLs). The ADLs are dressing, bathing, […]
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more.

When you’re enrolled in original Medicare, you should have a Medicare supplement, or Medigap, policy. You need to find the right policy for you. In general, you’ll want a Medigap policy because, as the nickname says, it will cover many of the gaps in Medicare Part B coverage. You’ll have higher fixed annual expenses because […]
When you’re enrolled in original Medicare, you should have a Medicare supplement, or Medigap, policy. You need to find the right policy for you. You want a Medigap policy because, as the nickname says, it will cover many of the gaps in Medicare Part B coverage. ou’ll have higher fixed annual expenses because you’ll pay […]
One of the greatest fears of retirees and pre-retirees is that health-related expenses will cause them to run out of money or leave less of a legacy to their loved ones. That seems to be a realistic possibility. One Medicare expert estimated that about 90% of Medicare beneficiaries pay more out-of-pocket for medical care than […]
Many retirees spend more money out of pocket than they should for medical care. One source concluded that about 90% of Medicare beneficiaries pay more out of pocket than necessary. It is not surprising. Medicare is a complicated program. Since Medicare Open Enrollment is almost here (Oct. 15-Dec. 7), the following are my tips for […]
Log In
Forgot Password
Search