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Bob's Journal

Found 589 Articles.
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Bob’s Journal for 1/6/21

January 6, 2022

Some Notable Events That Grabbed My Attention This Week Welcome to the first Bob’s Journal of 2022. We had a busy year in 2021, and I expect more changes and volatility throughout 2022. I look forward to helping you improve your financial independence and security through all the changes. Don’t forget to listen to or […]

Bob’s Journal for 12/30/21

December 30, 2021

Highlighting a Holiday Conundrum From Thanksgiving through New Year’s Day most years, my wife, Elaine, and I like to spend time watching the classic holiday movies and specials. We enjoy watching a movie when we want to instead of when someone’s broadcasting it, so I used to record them and now mostly track which streaming […]

Bob’s Journal for 12/23/21

December 23, 2021

Capture a 7.12% Risk-Free Yield I always warn people that there’s a lot of risk behind headlines such as the one above, but that’s not the case this time. You can capture a 7.12% yield, and it’s guaranteed by the U.S. government. The yield is available through April 2022. You can earn the high yield […]

Bob’s Journal for 12/16/21

December 16, 2021

Some Notable Events That Grabbed My Attention This Week In case you missed it, consider listening to or viewing my recent appearance on Stan Haithcock’s (Stan the Annuity Man) “Fun with Annuities” podcast. Stan the Annuity Man and I discussed taxes, including proposed tax changes and how to reduce taxes on your retirement income. Click […]

Bob’s Journal for 12/9/21

December 9, 2021

Some Notable Events That Grabbed My Attention This Week I recently joined Stan Haithcock (Stan the Annuity Man) for another of his “Fun with Annuities” podcasts. We discussed taxes, including proposed tax changes and how to reduce taxes on your retirement income. Click here to have a listen or go to his YouTube channel to […]

Bob’s Journal for 12/2/21

December 2, 2021

Profit Margins Keep Soaring The major question for stock investors is: Can profit margins continue to increase faster than the economy? For most of the 2000s, profit margins of nonfinancial businesses have increased faster most quarters than the post-war average. Lately, they’ve increased faster than at any point since the early 1950s. Profit margins also have […]

Bob’s Journal for 11/25/21

November 25, 2021

House Approves ‘Build Back Better’ Bill With Retirement, Tax Changes The House of Representatives finally approved the much-discussed $2+ trillion-dollar spending package last week. Before you take any action, however, remember that the bill must be approved by the Senate. The Senate is likely to make changes. After that, either the House must approve the […]

Bob’s Journal For 11/18

November 18, 2021

Medicare Premiums Increase for 2022 Higher inflation and other factors are increasing the cost of Medicare, the Centers for Medicare and Medicaid (CMS) said last week when it released the inflation adjustments for 2022. The standard Medicare Part B monthly premium will increase to $170.10 in 2022 from $148.50 in 2021, a $21.60 increase. The […]

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