Bob's Journal
Found 589 Articles.
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Bob’s Journal for 12/15/22
Some Notable Events That Grabbed My Attention This Week In the December issue of Retirement Watch I emailed you last month, I mentioned that a new digital version of the “To My Heirs” report would be available. I’m pleased to announce the links to this new estate organization spreadsheet are ready. If you’re interested in […]
Bob’s Journal for 12/8/22
How FTX’s Leader Telegraphed Its Fall There’s a lot we don’t know about cryptocurrency broker FTX and its collapse. But we do know a few key things and one, in particular, indicates failure was very likely at some point. FTX founder Sam Bankman-Fried was an extreme risk taker. He took more risk than probably anyone […]
Bob’s Journal for 12/1/22
Some Notable Events That Grabbed My Attention This Week This week, I received, fresh from the printer, copies of my new book, “Retirement Watch: The Essential Guide to Retiring in the 2020s.” You can make a pre-publication order or learn more about the book by clicking here and here, respectively. In this week’s subscriber-only teleconference, […]
Bob’s Journal for 11/24
Happy Thanksgiving 2022 Happy Thanksgiving to all my Retirement Watch members and readers! My wife, Elaine, and I are thankful for the opportunity to help each of you establish and maintain your independence during retirement. I am grateful to the many readers who let me know, through email or conversations at my speaking engagements, how […]
Bob’s Journal for 11/17/22
The Bubbles Keep Popping The Fed’s easy monetary policy since 2009, and especially during 2020 and 2021, inflated many bubbles. A few of those bubbles have burst, but there likely are more to come. Last week’s rapid demise of the global digital currency exchange FTX was the latest instance. We’ve had rolling blowups since the […]
Bob’s Journal for 11/10/2022
The 9.62% Yield on I-Bonds Is Gone. They Might Be a Better Buy Now There was a rush to buy inflation-protected savings bonds (I-bonds) before the Oct. 28 deadline to lock in the 9.62% rate. Those who waited might be better off in the long term. The new rate on I-bonds is 6.89%. The rate […]
Bob’s Journal for 11/3/22
Social Security Benefits Will Increase 8.7% for 2023; Don’t Let That Change Your Strategy Because of the high inflation over the last 12 months, the 2023 cost of living adjustment (COLA) for Social Security benefits will be 8.7%, meaning benefits in 2023 will be 8.7% higher than in 2022. Don’t let that change your strategy […]
Bob’s Journal for 10/27/22
Interest in Medicare Advantage Plans Surges This year’s Medicare open enrollment season could be historic. Enrollment in Medicare Advantage plans steadily increased over the years while the percentage of beneficiaries in original Medicare declined. Medicare Advantage plans might enroll more than half of Medicare beneficiaries for the first time after the 2022 season. About 20% […]
