Annuities – what they are, how they work and how to choose the best type of Annuity
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The tax-deferral of annuities gets a lot of attention. But not much effort is devoted to the best way to get the highest, safest income from an annuity. Even less attention is devoted to buying an immediate annuity, one that begins paying income within a year. But you’ll hear more about these issues as insurers […]

Variable annuities are a new look. Insurers are cutting expenses and adding investment options to make their products more attractive. As a result, investors continue their decade-long practice of pouring billions of dollars into variable annuities. The lure of annuities is that there is no investment limit, you get to choose how your money is […]

Ever so quietly, the IRS ended the tax benefits of most Swiss and other foreign annuities. The deed was done through a set of regulations designed to end some “retirement certificates of deposit” issued by a few banks. These CDs were designed to earn tax-deferred interest while being guaranteed by the Federal Deposit Insurance Corporation. […]

It is one of the toughest decisions you face on the road toward retirement or in retirement. Once made, the decision can’t be changed. Your choice can alter your retirement income by 10% or more – every month for the rest of your life. I’m talking about the choice of how to take regular payments […]
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