Retirement Watch Weekly
Bob’s Journal for 9/16/21
Investment Lessons from 9/11 Much of the country marked the 20th anniversary last Saturday of the attacks of September 11, 2001. There are some investment lessons to learn from that period. At the time I was on the Board of Trustees of the Virginia Retirement System (VRS). The VRS had a firm policy of rebalancing […]
How To Craft the Perfect Will for Your Estate Plan
It doesn’t take much to tarnish a gem of an estate plan, and with it your legacy. A misplaced word, missing clause, or miscommunication between lawyer and client can send your will and your ordered estate plan spinning into chaos. You can avoid such a fate. Follow these last will and testament guidelines, and you’ll […]
What’s Happening in China and What it Means to Investors
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal for 9/9/21
It’s Past Time for Congress to Fix Social Security The Trustees of Social Security and Medicare last week finally issued their 2021 annual report. The news wasn’t good, but not as bad as many expected. Normally, the trustees issue their annual report sometime in the spring, but they took extra time this year for further […]
6 Problems that Can Crush Your Retirement Plan Goals
It’s the story I hate to hear from my readers… and given today’s turbulent economic conditions, I’m hearing it more and more often… People who planned well for retirement but saw their hard work and planning fall apart during retirement. These stories are all too common. Yet the causes of most of these retirement failures […]
Bob’s Journal for 9/2/21
Be Sure Your Tax Person Is Serious About Data Security The cyber thieves changed targets over the last few years, and you need to protect yourself from their new strategies. For a long time, the cyber thieves would steal data from individuals using various schemes. Then, they’d file income tax returns in the names of […]
Riding the Wave of Growth and Inflation
The strong economic growth and inflation experienced recently are sustainable, and they’re being underestimated by investors and the Federal Reserve. Market prices indicate investors expect a quick return to the pre-pandemic combination of modest growth and low inflation. Fed officials repeatedly say that’s what they believe will happen. Forces supporting growth and inflation are in […]
The Legacy Benefits of Health Savings Accounts
The main benefits of health savings accounts (HSAs) are delivered during your lifetime, as I discussed in last month’s issue. Another benefit is that an HSA also can build a legacy, so it should be carefully considered as part of your estate plan. An HSA is not a use-it-or-lose-it account. You can name a beneficiary […]
