Retirement Watch Weekly
Key Questions Your Spouse and Children Must Be Able To Answer
Most estate plan failures aren’t due to flaws in the documents or the strategies. A high percent- age of plans fall short of their goals, and it’s often because the people implementing them didn’t have all the information they needed. An estate plan covers more than the property you leave to others. It covers other […]
Bob’s Journal for 5/5/2022
Medicare Could be Changing Without Action by Congress Become familiar with these terms and acronyms, and look for them in any communication from the Centers for Medicare and Medicaid Services (CMS) or involving Medicare late this year or early in 2023. There’s the Accountable Care Organization (ACO) and the medical care model it is part […]
The Net Unrealized Appreciation (NUA) Tax Strategy
Employees who own company stock or other securities in their retirement plans should review their options before taking any distributions or doing rollovers. There’s a substantial tax break available to many of these workers. The tax break is known as net unrealized appreciation, or NUA. It’s very valuable when you know the tricks and follow […]
Bob’s Journal for 4/28/22
Analyzing Housing Market and Rising Interest Rates U.S. home prices hit a record in March, according to the National Association of Realtors. The median price for an existing home rose by 15% in March to $375,300. But sales of homes were lower than 12 months earlier, and there are strong headwinds for the housing market. […]
Why Your Retirement Portfolio Needs Inflation Hedges
Are we about to face another period of stagflation like the one in the 1970s? Before Russia invaded Ukraine, the economy already was facing a series of supply and demand shocks that pushed inflation to its highest levels in 40 years. The invasion has caused new supply shocks, reducing global supplies of oil, natural gas, […]
Bob’s Journal for 4/21/22
Interest Rates on Safe Investments Soar Market interest rates are rising. That’s bad for bonds but good for safety-first investments. While the headlines focus on big losses in bonds, they rarely point out that the yields available to conservative investors are higher than they’ve been in years. Stan the Annuity Man Haithcock points out that […]
How To Create Your ‘Digital Estate Plan’
In last week’s edition of Retirement Watch Weekly, I explained why your estate plan should include digital assets. In part 2, below, I share some pro tips on how to go digital in your plan. A surprise to many people is they don’t own most of the books, music, movies and more that were “purchased” […]
New Rules for Inheriting IRAs: Updated for the SECURE Act of 2019 and the February 2022 Proposed Regulations
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
