Retirement Watch Weekly
Bob’s Journal for 11/9
Know the Factors That Generated Recent Stock Market Returns Investors know they earn money when stock prices rise. But they don’t always know why prices rose and what that portends for future returns. A new analysis breaks down the sources of total shareholder returns and determines how much each source contributed to the total. You […]
“3 Strategies to Receive Guaranteed Income & Keep Your Money Away from the Government” Conference Call
Welcome to my subscriber-only conference call: 3 Strategies to Receive Guaranteed Income & Keep Your Money Away from the Government Click on the image below to listen to the conference call. Click Here Now to Learn More About the Lifetime Retirement Protection Program
“3 Strategies to Receive Guaranteed Income & Keep Your Money Away from the Government” Conference Call
Welcome to my subscriber-only conference call: 3 Strategies to Receive Guaranteed Income & Keep Your Money Away from the Government Click on the image below to listen to the conference call. Click Here Now to Learn More About the Lifetime Retirement Protection Program
Bob’s Journal for 11/2
Number of Millionaires in the United States Increases The average net worth of American families exceeded $1 million for the first time in 2022, according to the Federal Reserve’s Survey of Consumer Finances, conducted every three years. The 2022 level is 42% higher than the $749,000 average net worth recorded before the pandemic in 2019. […]
Investors Realize the Fed Changed the Playbook
Investors finally are realizing the Federal Reserve changed its playbook. That’s why market interest rates rose in recent months even as Fed officials indicated the end of the tightening cycle was approaching. When the hedge fund Long-Term Capital Management (LTCM) failed 25 years ago, it roiled the financial markets and Fed officials worried the effects […]
Capture the New Tax Breaks on Home Improvements
The Inflation Reduction Act of 2022 provides substantial tax breaks for homeowners who navigate the rules. Most of the breaks start late in 2023 or in early 2024 and last through 2032. The tax breaks are designed to en- courage people to make their homes more energy efficient and reduce use of fossil fuels. Most […]
Beware of the Tax Traps Sprung On Those Who Move in Retirement
The migration from high-tax states to lower-tax states accelerated during the pandemic and continues today. The high-tax states never took the population shift lightly, but now they take it very seriously. A number of high-tax states have aggressive pro- grams in which they identify people who moved out of their borders and seek to continue […]
7 Facts to Know About IRA Conversions
More than 70% of Ameri- cans are worried that higher taxes will be imposed on future distributions from traditional IRAs and 401(k)s, according to Allianz Life’s 2023 Quarterly Market Perceptions Study for the third quarter of 2023. That’s one reason a high percentage of participants in the same survey said they’re making effectively managing the […]
