Retirement Watch Weekly
Building Wealth for Grandkids with Roth IRA Investments
There are many tools and strategies available to provide financial help for the grandkids, especially education expenses. Perhaps the best available for many people is the Roth IRA. There are several ways to include a Roth IRA in your plan to help the grandkids, and the Roth IRA can help in a wide range of […]
Knowing When IRA Losses are Deductible
There are predictable responses to market declines. One response is more people asking, “When can I deduct losses in my IRA?” The disappointing answer is, “Not very often.” The disappointment is understandable. Investment losses have been incurred, so most people think they should be deductible. But generally losses incurred in an IRA aren’t deductible on […]
Evaluating the CCRC Living Option
Interest in the continuing care retirement community as a living option (CCRC) is rising, but interest still is not as strong as before the financial crisis. Retirees considering their living options might find a good deal in a CCRC, but they need to shop carefully and fully understand the terms of the CCRC. You also […]
March 2016
March 25, 2016 11:00 a.m. Your Retirement Finance Week in Review I have some exciting news. A revised edition of my book, The New Rules of Retirement, will be published next month. The original edition was published in 2004. In that edition I forecast that the changes in retirement would continue, but I didn’t realize […]
Preparing for the New Money Market Fund Rules
It isn’t too early to decide how to adjust to the new money market rules that take effect October 16. Recall that in the wake of the financial crisis, after some funds “broke the buck,” the Securities & Exchange Commission issued revised rules in 2014. The new rules divide money funds into six categories. See […]
February 2016
February 26, 2016 05:15 p.m. Your Retirement Finance Week in Review Next week I’ll be at the MoneyShow Orlando. So, we might not have a Bob’s Journal or it might be issued at something other than the usual time. We’ll have a booth at the MoneyShow where I can meet with members, and I’ll be […]
Creating the Retirement Internship
You can enter retirement with more confidence and certainty than most retirees. Retirement planning has many projections, forecasts, and assumptions. In other words, there’s a lot of uncertainty in every retirement plan. In addition to the financial issues, many people retire either uncertain about how they will spend their time or with untested assumptions about […]
Starting the New Year with Good Estate Planning Gift Giving Strategy
Most people wait until late in the year to focus on the gift giving that’s part of their financial and Estate Planning. It’s smarter and shrewder to think about their estate planning giving strategies early in the year and execute gifts through the year to maximize the benefits. The federal estate tax used to drive […]
