Retirement Watch Weekly
Do you have investment advice other than the portfolios?
I’ve always recommended that investors simplify matters by consolidating their mutual funds at either a discount broker or at one or two fund companies. Many of these firms also let investors save money by offering to trade funds with no transaction fees (NTF programs). I regularly list the funds I recommend in each investment category […]
Do you tell me when to sell my investments?
Absolutely. There’s no point in generating positive returns if you don’t keep your profits. I follow each recommendation I make and give specific sell advice. I continue to provide updates on long-term recommendations until I say to sell them. When I think it is close to the time for selling an investment, in each issue […]
How do I get started following your recommendations? Should I sell my current investments and immediately adopt your portfolios?
I’m rarely in favor of wholesale changes in a portfolio. Take the time to look at how your portfolio is structured now and how you think it ideally should be structured. Decide which of my recommended portfolios is for you and see how close your current asset allocation is to my recommendations. If your allocation […]
What if I have less than $10,000 to invest?
I recommend that you get started with a Core Portfolio first, and develop a Managed Portfolio as your investment portfolio increases. If you don’t have enough assets to assemble my True Diversification portfolio, I suggest you start with one of the all-weather balanced funds I recommended earlier. I don’t recommend many funds in this category. […]
How can I follow your recommendations with my 401(k) plan?
The most important contributor to investment performance is your asset allocation. Usually it is more important to be in the right type of fund than in a specific fund. So you can follow my recommendations by using whatever funds your 401(k) allows in each category. If your 401(k) does not offer consistently good funds or […]
What is the biggest mistake you see in portfolios you review?
Most investment portfolios are much too complicated. It is not unusual for an investor to own more than a dozen mutual funds that were accumulated over the years and then forgotten. Also, most investors have their money disbursed over several mutual fund companies and brokers. In these situations, most of the time that is put […]
How long has Bob been writing Retirement Watch?
The first issue was published back in 1991. […]
How can I find out when my subscription expires?
You can change check your expiration date on the My Account page. This information is found after your address information. […]
