Retirement Watch Weekly
On the Road to Brexit
We’re on the road to Brexit. The United Kingdom (U.K.) government notified the European Union (EU) in writing this week that the U.K. is ready to begin negotiating its exit from the EU. Most people don’t realize this, but the U.K. economy has been doing well since the Brexit vote to leave the European Union. […]
Poor on $500,000 Annually and its Impact on Saving for Retirement
This blog post discusses a segment of the population that has household incomes of $500,000 annually or more. But the households basically have all their money committed before its earned aren’t saving enough to replace their incomes in retirement. The phenomenon applies mostly to people in their 30s or 40s who have children. Both parents […]
Medication-Reminder Apps
Most older Americans have one or more prescription medications they take on a regular basis. Many of those people have problem taken their medications as directed, especially when they’re taking multiple medications. For those who have smart phones or tablet computers, a source of help is an app that keeps them on schedule for their […]
Wake Up Call or a Bump in the Road?
Since last November, many investors became comfortable with what has been called the Trump Trade. Now, they’re a little uneasy. The Trump Trade was to buy assets that seem likely to benefit from the proposed policies of the new Trump administration. The primary beneficiaries were U.S. stocks, especially stocks of companies with mostly domestic revenues. […]
Americans Dying in Debt
It used to be that Americans tried to be debt free in retirement and not leave their estate or heirs with the need to pay off debt. That apparently is less the case now. A new study concluded that on average Americans die with $62,000 of debts. Since that’s an average, many people die with […]
Living Longer and Better
This article discusses the research that shows not only has life expectancy increased considerably over the years, but the extended years also are high quality years for most people. Disability now occurs much later in life than in the past, and the rates of disability are down. But the article also argues that the rate […]
Factor Investing: The Difficulties of Market Timing
Cliff Asness of AQR has some gripes about what people believe and think about investing. In this blog post, he summarizes and links to a recent paper of which he is a co-author about factor investing. Factor investing is when a data point, such as price-earnings ratio, is used to choose investments. Asness says factor […]
Beating the Downsizing Surprises
The home and home equity are the most neglected and misunderstood factors in retirement planning. Since home equity is one of the largest assets of many people, a lot of money is left on the table. Surveys indicate that about 40% of baby boomers plan to move sometime after retiring. Many people assume they’ll downsize […]
