Retirement Watch Weekly
Senior Living Communities: What You Need to Know About Benefits and Risks
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal 9/12
Good Luck and Bad Luck for Indexes Sometimes luck and timing, both good and bad, contribute to the returns of stock indexes. A good example is recent activity involving Super Micro Computer (SMCI). The technology hardware manufacturer was in the Russell 2000 Index of smaller companies when it became an investor favorite. While the large-company […]
Bob’s Journal
Another Recession Indicator Stumbles The yield curve is about to turn positive, and that could mean a widely followed recession indicator gave a false signal for most of the last two years. The yield curve is a plot of the yields on treasury debt of different durations. A normal yield curve is positively sloped. The […]
Bob’s Journal 8/29
A Potential Opportunity in Gold Mining Stocks Investors who follow the headlines know that gold has paced the markets in 2024, recently reaching record highs. But few investors realize that, unlike most periods in the past, stocks of gold mining companies haven’t kept pace with the price of the metal. Historically, stocks of gold miners […]
Big Surprises Make Investors Reposition Their Portfolios
Recent economic data and policy changes caused investors to doubt the durability of economic growth and reposition their portfolios. Stock indexes tumbled while bonds rose in late July and early August. One trigger was the Employment Situation reports for July. The unemployment rate rose. The number of new jobs created was well below both expectations […]
Working After 62 Changes Social Security Benefits
One of the most misunderstood Social Security issues is how working past age 62 affects retirement benefits, whether you delay benefits or claim them while still working. Misunderstandings often cause people to make the wrong decisions about claiming benefits or mislead them about the likely level of benefits. You can begin claiming Social Security retirement […]
Medicare Open Enrollment: Be Prepared, This Year Could Be Different
Medicare’s annual Open Enrollment season is approaching. There are steps many beneficiaries should take before it arrives. During Open Enrollment (Oct. 15 – Dec. 7 each year) current Medicare beneficiaries can review the plans available and make changes. A beneficiary can switch from Medicare Advantage to original Medicare or the opposite. Or a beneficiary can […]
What You Need to Know About Taxes and Gold Profits
Many investors will be surprised by taxes on their profits from gold’s bull market because of misunderstandings about how profits in gold are taxed. Gold is a collectible in the tax code, giving it less favorable treatment than most other investments. The first unfavorable treatment is that IRAs and other individually directed retirement accounts (both […]
