Retirement Watch Weekly
11 Essential Estate Planning Documents, Forms and Strategies
The most neglected assets in retirement and financial plans probably are the family home and home equity. Even though these are among the most valuable assets most people have, they are, at best, an afterthought in planning. Home equity should be an integral part of your retirement plan, and that makes it what I call […]
The Changing S&P 500
The market rally the last few years has been uneven, and that’s led to technology stocks dominating the S&P 500. S&P doesn’t rebalance the S&P 500 index on a regular basis. It generally lets the market do that, as the weight of different stocks and especially sectors changes over time. Sometimes the changes can be […]
Why A Power Of Attorney And Living Trust Are Critical
When you aren’t able to manage your finances any longer, or appear that way to others, two things could happen. One is that a successor takes over management of your assets under either your Power of Attorney or Living Trust. The person taking over would be someone you appointed and usually is a family member, […]
New Medicare Scams And Thefts
Medicare began a long-overdue policy of removing Social Security numbers from Medicare cards and replacing them with unique 11-digit numbers. Unfortunately, this is leading to a new set of scams, described here. One new scam is for callers to say the beneficiary has to pay a fee to receive the new card. The cards will […]
Investing Strategy 101: The Problems With Earnings Reports
This article surveys the little techniques corporate management uses to make it difficult to read earnings reports, and especially to compare one report to its predecessors. Even experienced corporate report readers would benefit from this review of the tricks to watch for. On top of the usual accounting manipulation that takes place on the bottom […]
5 Strategies to Simplify Your Retirement Finances
Most people’s finances are too complicated. And what I’ve found – after 20-plus years of publishing Retirement Watch – is that complicated finances lead to procrastination and stress. Too much time is spent simply organizing papers and data to figure out where things stand. By then, people are too exhausted to make decisions or implement […]
Bob’s Journal
What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access. […]
Apple Agrees: Time To Buy and Invest in Commodities
I pointed out last year that it was a good time to buy commodities. Supplies are down and will take a while to recover. Plus, inflation is rising. Apple agreed and showed it by deciding to buy cobalt directly from producers. Cobalt is essential in producing batteries, and Apple needs to ensure a supply at […]
