Retirement Watch Weekly
How to Plan Life Expectancy in Your Retirement Strategy
It’s one of the most important issues in anyone’s retirement plans… And most people completely shortchange it, resulting in a wildly inaccurate plan. You see, a goal of every retirement plan is to ensure your income and cash flow last at least the rest of your life. To meet that goal, you need a reasonable […]
Have we Reached Peak Earnings for This Cycle?
Most companies now have reported their first-quarter earnings, and the overall results are outstanding. Almost 70% of companies exceeded the earnings estimates for the quarter, and more than 72% exceeded revenue estimates. The percentage of companies exceeding earnings estimates was the highest since 2006 and among the highest since 1999. A large percentage of companies […]
Timing Your Social Security Checks
This article isn’t talking about the age you choose to begin receiving Social Security benefits. Instead, it says that the time of the month the payments arrive often determines how well off a retiree is. Apparently, many recipients spend a lot of their checks when they come in. If the checks arrive about the time […]
The Warren Buffett Investing Weekend
Berkshire-Hathaway had its annual meeting over the weekend, and it was the usual extravaganza with the highlight being the question and answer session featuring Warren Buffett and Charlie Munger. Buffett followed up with an extensive interview on CNBC on Monday. To save you some time, here’s a summary of the CNBC interview. And here’s a […]
Life Expectancy Calculators
Estimating life expectancy is an important element of a good retirement plan. Your plan will be very different if you expect to live another 40 years after retiring than it would be if retirement is expected to last only 10 years. This article explains why estimating life expectancy is important and explains how to do […]
How Working Longer Changes Retirement Strategies
Those who keep working past age 65 need to consider actions that might optimize their Retirement plans. There are a lot of reasons to work past typical retirement age, and the reasons for staying in the labor force often indicate how the retirement plan should change during the additional working years. Consider these actions. Establish […]
Winning Your Treasure Hunt for Lost Cash
You’ve probably seen the headlines about billions of dollars in lost money held by governments. They’re true, and some of the money might be yours. You don’t have to pay someone to find the money and return it to you. It’s easy to locate most of the lost money and have it returned. But a […]
How to Write an Ethical Will for Your Estate Planning
Your estate plan is part of your legacy, but your legacy should be more than financial assets, material possessions and legal documents. For more and more people, the final touch to their estate plans is what sometimes is known as an ethical will. Others have called it a legacy letter, heritage will, family philosophy statement, […]
