Retirement Watch Weekly
A TIPS Primer
With inflation rising, more investors are looking at Treasury Inflation-Protected Securities (TIPS). This article from Charles Schwab & Co. is a review of TIPS, how to use them, and what to expect from them. The current level of inflation isn’t the only factor to consider when investing in TIPS. How much are you paying for […]
Bob’s Journal
Stocks might be beginning one of their periodic rotations. We could be seeing a shift from recent winners to recent losers. Another way to view the change is as a shift from growth stocks to value stocks. For some time, a few sectors outperformed the market indexes, and a few of the stocks in those […]
The Fed’s Tighter Policies Are Starting to Bite
As the economy continues to generate positive economic data, investors should ponder what will happen when the one-time factors supporting the markets and economy fade. The Federal Reserve started to tighten monetary policy in 2015, but the economy continues to grow. That’s partly because it usually takes two years or so for a change in […]
When to Replace Bonds with Annuities
One of the questions I receive most frequently from Retirement Watch subscribers is how to make estate planning gifts. Let’s take a look at the issues that recur among many readers. Gifts to family members are one of the staples of estate planning. But the tax law has changed, and that’s altered the role of […]
Deducting Mortgage Interest after Tax Reform
One of the questions I receive most frequently from Retirement Watch subscribers is how to make estate planning gifts. Let’s take a look at the issues that recur among many readers. Gifts to family members are one of the staples of estate planning. But the tax law has changed, and that’s altered the role of […]
7 More Ways to Create a Roth IRA
One of the questions I receive most frequently from Retirement Watch subscribers is how to make estate planning gifts. Let’s take a look at the issues that recur among many readers. Gifts to family members are one of the staples of estate planning. But the tax law has changed, and that’s altered the role of […]
When To Paydown A Mortgage
Retirement Watch readers should already know how to analyze the issue, but this article is a good presentation of the issues and how to decide on the best use of your money. The key question to ask when weighing mortgage paydown is what you’d do with that money instead. Can you earn a higher return […]
Are You Saving Too Much for Your Retirement?
The media regularly run headlines about how Americans are unprepared for retirement, primarily because they haven’t saved enough. But there’s another view that doesn’t receive as much attention. In this view, many people might be saving too much for retirement. That could be good news for their heirs, but they could be shortchanging themselves. And […]
