Retirement Watch Weekly
How to Decide When to Take Taxable Gains
Investors have a tax conundrum as we approach the end of 2019. Major U.S. stock indexes are hitting record highs. Bonds had a strong run in 2019. Gold has been a strong performer as well. Owners of some individual stocks and other assets have substantial paper gains. But the outlook is shaky to many people. […]
RMD Mistakes, Misunderstandings and Myths You Must Avoid
A few years ago, the IRS discovered required minimum distributions (RMDs) were a potential gold mine for it. A study of tax returns found taxpayers ages 70½ and older made many mistakes with RMDs from IRAs and employer Retirement plans. Recent surveys of taxpayers also reveal that many people aren’t well-informed about RMDs. When the […]
Bob’s Journal for 11/14/19
Some Notable Events That Grabbed My Attention This Week President Trump announced that he and the First Lady have shifted their official state of residence to Florida. This news came hard on the heels of the October issue of Retirement Watch, which discussed the benefits of changing your state of residence or domicile and, more […]
Estate Planning Mistakes: Why Most Estate Plans Fail, Part II
In last week’s edition of Retirement Watch Weekly, we began revealing a list of reasons why most estate plans often fail. Please read on for the rest of the list… Clients generally need an estate planner who will spend some time getting to know about their families, their finances, and their general goals and values. […]
Must-Take Year-End Actions for Retirees: 2019 Edition
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal for 11/7/19
Some Notable Events That Grabbed My Attention This Week The main part of earnings season is over, and there was good news and not-so-good news in the reports. The not-so-good news is that earnings are down from a year ago. All the data isn’t in, but it looks like overall earnings will be about 2.5% […]
Estate Planning Mistakes – Why Most Estate Plans Fail
A large percentage of estate plans fail to achieve one or more of their goals, and many of them fail for a surprising reason. One cause is the most surprising and perhaps most frequent reason estate plans fail: The estate owners do not implement their plans. The failure to implement an estate plan is surprising. […]
Bob’s Journal for 10/31
Negative interest rates finally are hitting deposit accounts. Negative interest rates have been a fact in much of the developed world, especially in Europe and Japan, over the last few years. However, negative rates are concentrated in bonds, especially government bonds. Thus, banks have been hesitant to pass negative rates on to their customers, but […]
