Retirement Watch Weekly
What is a Probate Estate?
Probate is the legal process that ensures your debts are paid and legal title of the assets you owned at the time of your death are transferred to the appropriate heirs and beneficiaries. If you have a will, the probate process also will determine whether the will is authentic and valid. Not all […]
Bob’s Journal for 10/22/20
This Pandemic Recession has Been Different Than any Other This pandemic recession has been different than any other, and it shows in some anomalies in the data. The combination of monetary and fiscal stimulus has been unprecedented, especially in the United States. That has caused an unusual response among households. Income declined dramatically in the […]
What Are the Different Types of Reverse Mortgages?
Reverse mortgages are loans available for people who are 62 or older that allow them to tap their home equity while still residing in their homes and without having to make regular loan payments. In a reverse mortgage, the lender gives money to the homeowner as either a lump sum, fixed regular payment, or a […]
What is a Reverse Mortgage and How Does it Work?
A reverse mortgage, also known as a home equity conversion mortgage (HECM), is a loan available to homeowners over the age of 62 that allows them to borrow money based upon the value of their home equity, their age, and current interest rates. Proceeds from a reverse mortgage can be received as a lump sum, […]
How to Make a Will Without a Lawyer
In a survey taken in 2019, 53% of people who did not have a will said the reason they didn’t have a will was the difficulty of finding an attorney they could trust. However, you don’t need a lawyer to prepare a will for you. You can prepare a will yourself, and there are plenty […]
Interesting Things Have Been Happening in Emerging Market Stocks
Interesting things have been happening in emerging market stocks lately. It has been a while since emerging market stocks have had a period of sustained gains. At Retirement Watch, we had a few profitable trades in Latin American stocks in recent years. But generally, emerging market stocks have been stuck in a trading range for […]
Make These Moves to Your Estate Plan Before the Election: Part II
In last week’s Retirement Watch Weekly, I presented Make These Moves to Your Estate Plan Before the Election. Let’s jump back in with one move that caught many of our readers by surprise: Adult children who may choose to disclaim their inheritance. Some who disclaim an IRA may not need the money now or are […]
How Safe Is Your Money? What You Need to Know Before the Next Crisis
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
