Retirement Watch Weekly
Today’s Long Term Care (LTC) Crisis Has a Solution [Our 2021 Strategy]
It’s estimated that more than 72% of older Americans (65 and over) will require long-term care (LTC). And there’s a 91% chance that, if you are married and over age 65, one of you will experience a long-term care event. What’s more, the average lifetime cost of their long-term care will range between $250,000 and […]
Bob’s Journal for 1/14/21
****************************************************************** Publisher’s Note: Are you looking for a great Valentine’s Day gift? We were going through some areas of our office and found a box of beautiful rose pendants that were widely popular a few years ago. These are 24K gold and pure silver — a hard combination to find in any jewelry store. Click here now to […]
How To Simplify the Probate Process
In last week’s issue of Retirement Watch Weekly I presented 10 Steps to Avoid the Probate Process. Since this can be a complicated process, I’ll expand on those and explain the most commonly used probate forms. Probate can be a long and expensive process in which an estate is settled and distributed to the next […]
Social Security Surprises, Quirks, Misunderstandings and Rules for Retirees and Near-Retirees
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal for 1/7/20
Some Notable Events That Grabbed My Attention This Week Social Security Continues to Let Down Beneficiaries Near the end of 2020, the Inspector General (IG) of the Social Security Administration (SSA) issued more reports on the agency’s shortcomings. A report in December was divided into several sections. One key section focused on a study of […]
10 Steps to Avoid the Probate Process
Happy New Year! A few months ago on the pages of Retirement Watch Weekly, I shared a story called: What You Need To Know about the Probate Process. This was a very popular topic with my readers, so I decided to expand on it. Let’s begin with a recap of exactly what probate is. In […]
Bob’s Journal for 12/31/20
Some Notable Events That Grabbed My Attention This Week Reporting New Tax Law Surprises Congress recently passed, and the President signed into law, the largest legislation — by volume — ever approved by Congress. The Consolidated Appropriations Act was more than 5,000 pages. Most of the media attention was on the fiscal stimulus provisions, but […]
Everything You Need To Know About the Net Investment Income Tax (NIIT)
The NIIT is the least-known of the Stealth Taxes and the one most likely to surprise retirees. The Net Investment Income Tax (NIIT) was created in the Affordable Care Act. It was labeled a Medicare surtax, but the proceeds go into general revenues…not the Medicare trust fund. The NIIT is a 3.8% tax on the […]
